Please read these Terms and Conditions carefully before using Guida Financier. By accessing or using our service, you agree to be bound by these terms. If you do not agree, please do not use our service.
Guida Financier ("we", "us", "our") is a financial education platform registered in England and Wales. We provide AI-powered financial education tools designed to help users better understand personal finance concepts relevant to the United Kingdom.
Our registered address and company number will be published upon formal incorporation.
Guida Financier is a financial education platform. We do not provide regulated financial advice.
All content, conversations, responses, and information provided through Guida Financier is for educational and informational purposes only. Nothing we provide constitutes:
You should not make significant financial decisions based solely on information provided by Guida Financier. For decisions involving investments, pensions, mortgages, or complex financial planning, please consult a qualified, FCA-regulated financial adviser.
You must be at least 18 years of age and resident in the United Kingdom to use Guida Financier. By using our service, you confirm that you meet these requirements.
When you create an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at support@guidafinancier.co.uk if you suspect unauthorised use of your account.
Guida Financier offers a free tier and paid subscription plans. Paid subscriptions are billed monthly or annually as selected at purchase. All prices are displayed in British Pounds (GBP) and include VAT where applicable.
We reserve the right to change our pricing. We will give you at least 30 days' notice of any price changes before they take effect.
You agree not to use Guida Financier to:
All content, design, code, and materials on Guida Financier are owned by or licensed to us and are protected by UK and international intellectual property laws. You may not copy, reproduce, or distribute any part of our service without our express written permission.
Conversations you have with Guida remain confidential. We may use anonymised, aggregated conversation data to improve our service, but we will never sell your personal conversation data. See our Privacy Policy for full details.
Guida Financier is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, error-free, or completely secure. Financial information provided may not always be up to date with the latest UK regulations or market conditions.
To the fullest extent permitted by law, Guida Financier and its directors, employees, and partners shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service or reliance on information provided, including but not limited to financial losses.
Our total liability to you in any calendar year shall not exceed the amount you paid us in subscription fees during that period, or £100, whichever is greater.
Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded under UK law.
These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
We may update these Terms from time to time. We will notify you of significant changes via email or a prominent notice on our platform at least 14 days before the changes take effect. Continued use of the service after changes take effect constitutes your acceptance of the new terms.
For questions about these Terms and Conditions, please contact us at:
legal@guidafinancier.co.uk