Built for Gen Z in the UK

Your money's a bit of a mess. Let's sort it. Still buying coffee every day? We need to talk. Your bank won't explain this stuff. Guida will.

Guida is the smart mate you wished you had for money stuff. No jargon. No judgement. Honest advice that actually makes sense for your life.

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Free forever · No card needed · Takes 2 minutes

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Plain English. Always.

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Zero judgement. Ever.

finally understand what my payslip actually means 😭 guida told me I was spending 40% of my money on food delivery. I was not ready built my first budget in like 10 minutes the roast mode is genuinely unhinged I love it asked about my ISA and actually got a straight answer felt judged by every other finance app. not this one
got out of my overdraft for the first time in 2 years used the debt tracker and cried a little (good cry) business mode helped me figure out if my idea was actually viable my mate recommended it and now I recommend it to everyone no jargon. finally. legitimately the only finance app I've kept on my phone

What Guida does

Everything your bank won't tell you

Real tools. Real conversations. Not another app that shows you a pie chart and calls it financial guidance.

AI Chat

AI Chat

Ask straight money questions and get honest, practical answers in plain English.

Budget

Budget

Build a budget around your real life, not some fantasy spreadsheet.

Goals

Goals

Turn vague plans into specific targets you can actually track and hit.

Debt

Debt

See what to clear first and how to stop debt from quietly running your month.

Paycheck

Paycheck

Understand exactly where your salary goes and what you really keep after deductions.

ISA

ISA

Know your ISA allowance and use it properly instead of guessing each tax year.

Business Mode

Building something
on the side?
We've got you.

Guida is not just for your personal finances. Switch to Business Mode and get tools built for the hustle.

Hustle Tracker Idea Validator Pricing Calculator Self-Employed Guide First Steps Checklist
Business Chat Live

Spend Audit

See where your money leaks

Get a straight breakdown of your spending patterns, then switch on Roast Mode if you want the unfiltered version.

FAQ

Got questions?

Yes. You can start for free with no card required. Paid plans unlock deeper tooling, but you can get value immediately on the free tier.

No. Guida is financial education only. It helps you understand options and build confidence, but it does not replace regulated advice from a qualified professional.

Guida uses secure infrastructure and authenticated sessions to protect account data. For details on handling and controls, check the Security page.

Yes. Business Mode includes a Hustle Tracker, Idea Validator, Pricing Calculator, and practical UK-focused self-employed guidance.

No. You can use Guida without connecting your bank. Some tools can be used manually so you stay in control of what you share.