/* ============================================================
   GUIDA FINANCIER — Global Styles
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;0,600;1,300;1,400&family=DM+Sans:wght@300;400;500&display=swap');

/* ── Variables ── */
:root {
  --bg:           #09090E;
  --surface:      #111118;
  --surface-2:    #18181F;
  --border:       #1F1F2B;
  --gold:         #C8A96E;
  --gold-light:   #E8D5A3;
  --gold-dim:     #7A6540;
  --text:         #F0EBE0;
  --text-muted:   #7A7585;
  --text-subtle:  #4A4555;
  --white:        #FFFFFF;

  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body:    'DM Sans', sans-serif;

  --radius:       12px;
  --radius-lg:    20px;
  --max-width:    1180px;
  --nav-height:   72px;
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  background: var(--bg);
  color: var(--text);
  font-family: var(--font-body);
  font-weight: 300;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
ul { list-style: none; }

/* ── Grain Overlay ── */
body::before {
  content: '';
  position: fixed;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.03'/%3E%3C/svg%3E");
  pointer-events: none;
  z-index: 0;
  opacity: 0.4;
}

/* ============================================================
   NAVIGATION
   ============================================================ */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  height: var(--nav-height);
  z-index: 100;
  display: flex;
  align-items: center;
  padding: 0 40px;
  border-bottom: 1px solid transparent;
  transition: background 0.3s, border-color 0.3s;
}
.nav.scrolled {
  background: rgba(9,9,14,0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom-color: var(--border);
}
.nav-inner {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo {
  display: flex;
  flex-direction: column;
  line-height: 1;
}
.nav-logo-main {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 500;
  color: var(--text);
  letter-spacing: 0.02em;
}
.nav-logo-sub {
  font-size: 9px;
  font-weight: 400;
  letter-spacing: 0.25em;
  text-transform: uppercase;
  color: var(--gold);
  margin-top: 2px;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
}
.nav-links a {
  font-size: 13px;
  font-weight: 400;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text-muted);
  transition: color 0.2s;
  position: relative;
}
.nav-links a:hover,
.nav-links a.active { color: var(--text); }
.nav-links a.active::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0; right: 0;
  height: 1px;
  background: var(--gold);
}
.nav-cta {
  background: var(--gold);
  color: var(--bg) !important;
  padding: 10px 22px;
  border-radius: 6px;
  font-size: 13px !important;
  font-weight: 500 !important;
  letter-spacing: 0.04em !important;
  text-transform: uppercase !important;
  transition: background 0.2s, opacity 0.2s !important;
}
.nav-cta:hover { background: var(--gold-light) !important; color: var(--bg) !important; }
.nav-cta::after { display: none !important; }

/* Hamburger (mobile) */
.nav-burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.nav-burger span {
  display: block;
  width: 24px; height: 1.5px;
  background: var(--text);
  transition: transform 0.3s, opacity 0.3s;
}
.nav-mobile {
  display: none;
  position: fixed;
  inset: 0;
  top: var(--nav-height);
  background: var(--bg);
  padding: 40px;
  flex-direction: column;
  gap: 32px;
  z-index: 99;
}
.nav-mobile.open { display: flex; }
.nav-mobile a {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 400;
  color: var(--text);
  border-bottom: 1px solid var(--border);
  padding-bottom: 24px;
}

/* ============================================================
   LAYOUT UTILITIES
   ============================================================ */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 40px;
}
.section {
  padding: 120px 0;
}
.section-sm {
  padding: 80px 0;
}

/* ── Section Label ── */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  font-weight: 400;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}
.section-label::before {
  content: '';
  width: 28px; height: 1px;
  background: var(--gold);
}

/* ── Headings ── */
.display-xl {
  font-family: var(--font-display);
  font-size: clamp(52px, 8vw, 100px);
  font-weight: 300;
  line-height: 1.0;
  letter-spacing: -0.02em;
  color: var(--text);
}
.display-lg {
  font-family: var(--font-display);
  font-size: clamp(40px, 5vw, 68px);
  font-weight: 300;
  line-height: 1.05;
  letter-spacing: -0.01em;
  color: var(--text);
}
.display-md {
  font-family: var(--font-display);
  font-size: clamp(30px, 3.5vw, 48px);
  font-weight: 400;
  line-height: 1.1;
  color: var(--text);
}
.gold-text { color: var(--gold); }
em { font-style: italic; }

/* ── Body text ── */
.lead {
  font-size: 18px;
  font-weight: 300;
  color: var(--text-muted);
  line-height: 1.7;
  max-width: 560px;
}
.body-sm {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 16px 32px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 400;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  cursor: pointer;
  border: none;
  transition: all 0.2s;
}
.btn-primary {
  background: var(--gold);
  color: var(--bg);
}
.btn-primary:hover { background: var(--gold-light); }
.btn-outline {
  background: transparent;
  color: var(--text);
  border: 1px solid var(--border);
}
.btn-outline:hover { border-color: var(--gold-dim); color: var(--gold-light); }
.btn-ghost {
  background: transparent;
  color: var(--text-muted);
  padding: 16px 0;
}
.btn-ghost:hover { color: var(--text); }
.btn-arrow::after {
  content: '→';
  transition: transform 0.2s;
}
.btn-arrow:hover::after { transform: translateX(4px); }

/* ── Divider ── */
.divider {
  width: 100%;
  height: 1px;
  background: var(--border);
}

/* ── Cards ── */
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 40px;
  transition: border-color 0.3s;
}
.card:hover { border-color: var(--gold-dim); }

/* ── Badge ── */
.badge {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 100px;
  font-size: 11px;
  font-weight: 400;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.badge-gold {
  background: rgba(200,169,110,0.12);
  color: var(--gold);
  border: 1px solid rgba(200,169,110,0.2);
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  padding: 80px 0 40px;
  border-top: 1px solid var(--border);
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 60px;
  margin-bottom: 60px;
}
.footer-brand p {
  margin-top: 16px;
  font-size: 14px;
  color: var(--text-subtle);
  max-width: 260px;
  line-height: 1.6;
}
.footer-col h5 {
  font-size: 11px;
  font-weight: 400;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 20px;
}
.footer-col ul {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer-col a {
  font-size: 14px;
  color: var(--text-subtle);
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--gold); }
.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 40px;
  border-top: 1px solid var(--border);
}
.footer-bottom p {
  font-size: 12px;
  color: var(--text-subtle);
}
.footer-legal {
  display: flex;
  gap: 24px;
}
.footer-legal a {
  font-size: 12px;
  color: var(--text-subtle);
  transition: color 0.2s;
}
.footer-legal a:hover { color: var(--text-muted); }

/* ============================================================
   PAGE HERO (inner pages)
   ============================================================ */
.page-hero {
  padding: 160px 0 80px;
  border-bottom: 1px solid var(--border);
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 900px) {
  .nav-links { display: none; }
  .nav-burger { display: flex; }
  .container { padding: 0 24px; }
  .section { padding: 80px 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
}
@media (max-width: 600px) {
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; gap: 16px; text-align: center; }
  .footer-legal { flex-wrap: wrap; justify-content: center; }
}